The study investigated affected and non-affected people in Indonesia after the earthquake and the volcanic eruption in May 2006. We expected belief in a just world (BJW) and coping styles to be important factor when dealing with natural disasters for disaster attribution and psychopathological symptoms. Overall, 80 affected and 66 non-affected people were asked in the survey about the their BJW, coping style, earthquake attribution, and psychopathological symptoms. ANOVAs and path models were used to analyze the data. Results show that people with a strong BJW attribute the disaster as a consequence of human failure. Avoidance coping was correlated with both emotional disturbance and psychological affectedness whereas approach coping was not related to the assessed psychopathological symptoms. Differences in the structural relations for the affected group emerged when compared to the non-affected group.